California Launches Improved Reverse Income Tax Scheme

work and smile

California’s welfare system (EITC) includes subsidies sent annually for people living without income and that’s about to change. Under new rules the money given to people who earn less than minimum wage will be sent monthly. This is really good since it provides a stable, reliable, and regular sum every month; in theory this will reduce stress for the recipients.

The plan is more like reverse income tax than it is universal basic income. Regardless, it’s good to see one the world’s largest economies delivering financial care in a more efficient manner.

“The typical pattern with the EITC is that you get deeper and deeper into debt over the course of a year,” Ruben says, “and then you use the big payment at tax time to try to pay everything off and break even.” Giving people the option to receive the credit on a monthly basis will help people plan their budgets on a more immediate basis. Benefits like food stamps are delivered monthly, so families receiving both will have a more accurate sense of their financial landscape. And in months when a household finds itself on more stable financial footing, they might be able to put some of the tax credit money aside in savings. “What we’re seeing is the idea of the importance of a steady drumbeat of financial security throughout the year,” Ruben says.

Newsom’s budget proposal aims to tackle these challenges. It will raise the household income threshold to over $30,000 (or what someone would take home working full-time at the projected $15 per hour minimum wage) to include more families. And the expanded funding will grant parents with children under six an additional $500 per year. That may not seem like a lot, Ruben says, but in focus groups run by the ESP over the past year, one woman said anyone who looks at that money and responds in that way “has never had to choose between paying rent and buying food.”



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Let’s Admit Intellectual Property is Nonsense

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Depending on your worldview Intellectual Property (IP) is either necessary or holds us back in terms of cultural (and economic ) development. IP applies to more than what you may think, it covers cartoons to medicine. What’s more, international trade has meant that the American approach to IP is spreading. This only favours the owners of existing IP while making it harder for new cultural works to exist. Thankfully this has been noticed by many thinkers and the conversation is changing.

The US Patent Act of 1870 ?and Copyright Act of 1976 treat patents and copyrights as kinds of property, therefore suggesting that intellectual property rights should be akin to tangible property rights: that is, ‘perpetual and exclusive’. But legal protections offered to intellectual property assets are utilitarian grants – they are neither perpetual nor exclusive. (Tangible property is said to be perpetual because it is yours till you dispose of it.) Their terms are limited and amenable to nonexclusive use. Patent law offers exceptions for experimental use, and prior-use rights for business methods; copyright law for fair use; trademark law for nominative use; trade secrets for reverse engineering and independent discovery.

Legal protections appropriate for tangible objects – as the drafters of the US Constitution were well aware – are a disaster in the realm of culture, which relies on a richly populated, open-for-borrowing-and-reuse public domain. It is here, where our culture is born and grows and is reproduced, that the term ‘intellectual property’ holds sway and does considerable mischief.



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Don’t Clean Your Plate

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Many of us were raised with mentality of “cleaning” our plate at the end of the meal; basically, it means finishing all the food on your plate. Some researchers wondered if this leads to unhealthy overconsumption of food, and indeed it does. There’s some simple things you can do to avoid eating too much like making smaller servings, not finishing everything just because it’s on your plate, and you can just use smaller plates.

“Many of us were raised with this ‘clean your plate’ mentality, stemming from a desire to ensure one is not being wasteful or their children are eating well; however, this can also lead to overconsumption,” Haws said. “So, one could argue that good advice for someone trying to manage their food intake would be?not?to clean their plate.”
Haws and her co-authors were interested in exploring how the clean-plate phenomenon, called “consumption closure,” affects our desire to keep eating more than we should or want to when there’s just a small amount left, “The questions we had were: Is there something special about having this small quantity left over, and what processes do people use when justifying continued consumption or deciding whether or not to continue consuming?”

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Sick Days are Worth it

Interview

Showing up to your workplace sick isn’t good for anyone, yet people do it anyway. Obviously, the sick person would rather stay home to heal and feel better (nobody plans on getting their peers ill). Why is it then that we all go to work when we should stay at home? A major factor in people’s thinking is based on corporate policy and workplace culture – both things we can change. Some companies already provide unlimited vacation days to address this. If you’re sick, try to stay home; and if you’re not sick try to change your corporate policies or practices.

Sometimes, of course, it’s due to a martyr complex—the feeling that work cannot possibly go on without them, or a notion that they’ll get points for dragging themselves into work while sick.

If you don’t want people coming to work sick, don’t financially penalize them for staying home. When it’s a choice between paying the rent or staying home when they’re ill, most people will come to work, contagious or not.


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Large Cities are Done with Cars

Good Street from Streetmix

North Americans love cars and that love is literally killing us, and I don’t mean through car exhaust I mean by directly killing people. Over 60 people were needlessly killed by drivers in Toronto in 2018. This is obviously the fault of careless driving, but it’s also the result of a hundred years of pro-car policies (this includes everything from subsidies to the oil industry to high speed limits), which cities outside of North America are reversing.

It’s clear to urban planners and people who live in cities that the age of the car is coming to an end. This is really good life-saving news! Over at Outside there’s a piece comparing New York to how other cities are leading the charge to a pro-person transportation network.

London
New Yorkers suffer from a bad case of exceptionalism; “This isn’t [insert lesser city here]!,” we cry whenever someone proposes a new idea. “That shit ain’t gonna fly in this town.” And yes, some of these other cities are somewhat diminutive compared to our mighty metropolis of over eight million people. But you can’t say that about London, a fellow global power?that’s equally huge in population and cultural and commercial clout. Sure, they’ve got their?car-addled road ragers?just like we do, but they’ve also got cycling superhighways, motor-vehicle-congestion pricing, and soon, an?ultra-low emission zone. Here in New York, the best we’ve come up with so far is “Gridlock Alert Days,” which is basically a handful of days a year we politely ask people not to drive.
Tokyo
In New York City, space is at a premium, and this is some of the most expensive real estate in the country—yet we give away much of our curb space for private vehicle storage. This glut of cars has a seriously negative impact on our quality of life. Yet if I owned fifteen cars I could park them all out on the street for free, and while some might say I was simply exercising my rights as an American, what it really makes me is an asshole. But in Tokyo (another gigantic global power city), you can’t even buy a car without showing proof that you’ve secured a parking space for it—and?you can’t fake it either, because overnight parking is illegal.


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